OK. So right this moment I am struggling with some debt and the bills it creates. I do fine paying them, but I got behind a while back for some extra expenses I didn't expect and getting caught up working normal-ish hours isn't cutting it. (I tried cutting back from my ridiculous amount of hours and it didn't work.)
So this is the debt I have.
Car Loan - 13,500
Hospital - 2,500
Loan - 1,800
Loan - 800
Card - 450
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Total - 19,050
So, until this is all paid off. I am going to work every hour I can get, cover every shift that's offered to me, and only allow myself one day off a week, which be completely devoted to homework.
I am also not allowed to spend money on anything aside from things that are necessary i.e. food.
So, here goes nothing. Tomorrow I work 6 AM - 1 AM. 19 hours. Let's see how quickly I can pay off about 20k in debt.
The process I will follow is pay the normal bill on each of them, then pay as much extra as I can to the one with least amount left on it.
Other I would like to pay too, but it isn't necessary until I graduate.
Student Loan - 6,000
Student Loan - 4,000
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Total -10,000
Oh and these are the other bills I have every month.
Rent - 215
power - 50 (Not sure on this one, we haven't gotten the first bill yet.)
Internet - 90
Phone - 100
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Total - 455
Anyway, that's my rantings for today.